Explore legal access and account rules
These terms explain how we treat account access, identity checks, wallet records and service changes for you in India. We ask for details only where they are needed to run the account, meet legal duties, prevent misuse or answer a request from you. UPI, Paytm, PhonePe
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and Google Pay references may be kept with transaction records so disputes can be checked against bank or wallet IDs. Access and eligibility depend on local law and are available where local law permits; if a rule in your state changes, account features may be paused
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or adjusted. By opening an account, you accept that records can be retained for audits, tax, fraud checks and lawful requests, even after closure. This clause protects both your request history and our legal file.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.